Citibank Loan Quick Cash Review 2023

Citi Quick Cash gives low-hobby quotes plus 0 processing costs for new-to-financial institution clients.

Citi Quick Cash lives as much as its name. It is feasible that during only a minute, you’ll be capable of convert your credit score restrict right into a private mortgage to be deposited into your account.

This may want to show to be incredibly beneficial for individuals who is probably going through emergency expenses, consisting of the ones of a clinical or enterprise nature; you would additionally have the choice to pay off your mortgage for a tenure of as much as 5 years. 

What the Citibank Quick Cash Loan can do for you

Citibank Quick Cash Loan product summary:

Interest price: From three.45% p.a (EIR 6.five% p.a)

Loan tenures: Choice of one to five years

Max. credit score restrict: Up to 90% of your unused credit score restrict out of your Citi Credit Card or Citibank Ready Credit Account

Min. mortgage quantity: S$1,000

Approval Time: Instant for Citi accounts. 1 to five operating days for non-Citi Accounts

Why you need to pick Citibank Quick Cash Loan

#1: Competitive hobby quotes

New-to-financial institution clients can experience aggressive hobby quotes from as little as three.45% p.a. (EIR 6.five%). Another money-saving perk? There aren't anyt any processing costs you want to deal with.

#2: Get your coins the subsequent operating day

Customers already maintaining a Citibank account can get keep of the coins disbursement as fast as a day. Otherwise, the authorized mortgage quantity could be credited for your preference of account inside three to five operating days.

#three: Get the maximum from your credit score card

The Citi Quick Cash mortgage may be drawn down from the to be had credit score restrict for current Citibank credit score card holders.

#4: Easy software thru cellular app

No want to exit of your manner to make a journey to a bodily financial institution branch. To observe for a Citi Quick Cash Loan, you’d simplest need to log in for your Citi Mobile App and breeze via the system in some steps. If you’ve were given an current Citibank account, you can have your finances dispensed instantly.

SingSaver Exclusive Promo: Receive S$two hundred coins whilst you observe for a min. mortgage quantity of S$10,000. Valid until 31 October 2022. T&Cs observe.

What expenses or costs need to you appearance out for?

Processing fee: None

Cancellation fee: $a hundred or three% of wonderful important quantity, whichever is higher

Overdue hobby: Prevailing hobby price of 20.95% p.a applies

Late fee fee: If minimal quantity fee isn't always obtained for 2 consecutive months, the mortgage could be terminated, and the wonderful quantity could be billed withinside the subsequent statement

Eligibility criteria

At least 21 years of age

Minimum annual earnings for Singapore residents and PRs: $30,000

Minimum annual earnings for foreigners: $42,000

How to observe? 

Click at the ‘Apply Now’ button in this newsletter and entire the software shape at the SingSaver site. You may want to put together the subsequent files for the software system:

Front and lower back of NRIC/Passport/Employment Pass

Salaried employees: Past twelve months CPF statement (Singaporean/PR) or modern Income Tax Notice of Assessment and modern authentic computerised payslip

Self-employed: Latest Income Tax Notice of Assessment and modern authentic computerised payslip